[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.merstr.cz\/podnikani-muze-byt-i-neuspesne\/#Article","mainEntityOfPage":"https:\/\/www.merstr.cz\/podnikani-muze-byt-i-neuspesne\/","headline":"Podnik\u00e1n\u00ed m\u016f\u017ee b\u00fdt i ne\u00fasp\u011b\u0161n\u00e9","name":"Podnik\u00e1n\u00ed m\u016f\u017ee b\u00fdt i ne\u00fasp\u011b\u0161n\u00e9","description":"Podnikatel\u00e9 b\u00fdvaj\u00ed ostatn\u00edmi lidmi vn\u00edm\u00e1ni \u010dasto jako \u00fasp\u011b\u0161n\u00ed lid\u00e9, kte\u0159\u00ed<span class=\"more-button\"><a href=\"https:\/\/www.merstr.cz\/podnikani-muze-byt-i-neuspesne\/\" class=\"more-link\">P\u0159e\u010d\u00edst \u010dl\u00e1nek<span class=\"screen-reader-text\">Podnik\u00e1n\u00ed m\u016f\u017ee b\u00fdt i ne\u00fasp\u011b\u0161n\u00e9<\/span><\/a><\/span>","datePublished":"2025-10-10","dateModified":"2025-10-10","author":{"@type":"Person","@id":"https:\/\/www.merstr.cz\/author\/#Person","name":"","url":"https:\/\/www.merstr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"merstr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.merstr.cz\/wp-content\/uploads\/ppppppppppppp_10_10_10_10_4.jpg","url":"https:\/\/www.merstr.cz\/wp-content\/uploads\/ppppppppppppp_10_10_10_10_4.jpg","height":0,"width":0},"url":"https:\/\/www.merstr.cz\/podnikani-muze-byt-i-neuspesne\/","about":["Pen\u00edze"],"wordCount":418,"articleBody":"         Podnikatel\u00e9 b\u00fdvaj\u00ed ostatn\u00edmi lidmi vn\u00edm\u00e1ni \u010dasto jako \u00fasp\u011b\u0161n\u00ed lid\u00e9, kte\u0159\u00ed si vyd\u011bl\u00e1vaj\u00ed hodn\u011b velk\u00e9 pen\u00edze. Po sametov\u00e9 revoluci jsme si to mysleli v\u0161ichni a dodnes si to mnoz\u00ed z n\u00e1s i mysl\u00ed. Ale jak b\u011b\u017eel \u010das a p\u0159ib\u00fdvaly zku\u0161enosti, post\u0159ehli jsme, \u017ee tomu nen\u00ed v\u017edycky tak. \u017de jsou tu ur\u010dit\u011b i mnoz\u00ed \u00fasp\u011b\u0161n\u00ed nebo p\u0159\u00edmo vele\u00fasp\u011b\u0161n\u00ed podnikatel\u00e9, jen\u017ee vedle nich jsou tu i zkrachovalci. A pak jsou tu i ti n\u011bkde mezi t\u011bmito p\u00f3ly, tedy ti, jim\u017e se obvykle vede slu\u0161n\u011b, ale p\u0159esto se n\u011bkdy mus\u00ed pot\u00fdkat i s finan\u010dn\u00edmi probl\u00e9my.A co d\u011blaj\u00ed ti z podnikatel\u016f, kte\u0159\u00ed maj\u00ed ob\u010das starosti kv\u016fli nedostatku pen\u011bz? Kdy\u017e je nese\u017eenou z n\u011bjak\u00fdch vlastn\u00edch zdroj\u016f, berou si doty\u010dn\u00ed p\u016fj\u010dky. I ty jim toti\u017e docela \u00fasp\u011b\u0161n\u011b pom\u00e1haj\u00ed p\u0159ekon\u00e1vat t\u011b\u017ek\u00e1 obdob\u00ed. Jen\u017ee k tomu, aby doty\u010dn\u00ed pot\u0159ebn\u00e9 p\u016fj\u010dky dostali, mus\u00ed b\u00fdt tito bonitn\u00ed. Tedy mus\u00ed odpov\u00eddat tomu, co poskytovatel\u00e9 p\u016fj\u010dek od \u017eadatel\u016f o\u010dek\u00e1vaj\u00ed. A t\u00edm je to n\u011bkdy komplikovan\u00e9. Proto\u017ee jsou n\u011bkter\u00e9 nab\u00eddky p\u016fj\u010dek prov\u00e1zen\u00e9 tak n\u00e1ro\u010dn\u00fdmi podm\u00ednkami, \u017ee je podnikatel\u00e9 v ekonomick\u00fdch t\u011b\u017ekostech moment\u00e1ln\u011b nedok\u00e1\u017eou splnit. A tak jim t\u0159eba v bance odm\u00edtnou pomoci.A pak? Pak m\u016f\u017eeme mluvit o \u0161t\u011bst\u00ed, \u017ee jsou u n\u00e1s nejen banky, ale i nebankovn\u00ed spole\u010dnosti. Proto\u017ee se u nebankovn\u00ed spole\u010dnosti lze setkat i s daleko benevolentn\u011bji poskytovan\u00fdmi p\u016fj\u010dkami. T\u0159eba s nebankovn\u00ed hypot\u00e9kou. Co takov\u00e1 nebankovn\u00ed hypot\u00e9ka obn\u00e1\u0161\u00ed? Je to vlastn\u011b prost\u00e9. \u010clov\u011bk o ni po\u017e\u00e1d\u00e1, nab\u00eddne za ni jako z\u00e1ruku spl\u00e1cen\u00ed n\u011bjakou svou nemovitost a po rychl\u00e9m posouzen\u00ed a schv\u00e1len\u00ed se do\u010dk\u00e1 \u017eadatel sv\u00e9ho. Tedy pen\u011bz, kter\u00e9 pot\u0159ebuje t\u0159eba pr\u00e1v\u011b k tomu, aby zachr\u00e1nil svoji firmu v obdob\u00edch nedostatku. A to je pr\u00e1v\u011b to, co soukrom\u00ed podnikatel\u00e9 \u010dasto nejv\u00edc pot\u0159ebuj\u00ed. Ona nebankovn\u00ed americk\u00e1 hypot\u00e9ka https:\/\/www.hypotekybezregistru.cz\/ je k dispozici, kdy\u017e je to t\u0159eba, a je navrch dokonce i v\u00fdhodn\u00e1. Tak\u017ee nen\u00ed d\u016fvod hledat n\u011bjakou jinou a lep\u0161\u00ed alternativu.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Podnik\u00e1n\u00ed m\u016f\u017ee b\u00fdt i ne\u00fasp\u011b\u0161n\u00e9","item":"https:\/\/www.merstr.cz\/podnikani-muze-byt-i-neuspesne\/#breadcrumbitem"}]}]