[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.merstr.cz\/nekdy-pomuze-i-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.merstr.cz\/nekdy-pomuze-i-pujcka\/","headline":"N\u011bkdy pom\u016f\u017ee i p\u016fj\u010dka","name":"N\u011bkdy pom\u016f\u017ee i p\u016fj\u010dka","description":"Existuj\u00ed podnikatel\u00e9, kter\u00fdm se da\u0159\u00ed v jejich firm\u00e1ch p\u0159\u00edmo skv\u011ble.<span class=\"more-button\"><a href=\"https:\/\/www.merstr.cz\/nekdy-pomuze-i-pujcka\/\" class=\"more-link\">P\u0159e\u010d\u00edst \u010dl\u00e1nek<span class=\"screen-reader-text\">N\u011bkdy pom\u016f\u017ee i p\u016fj\u010dka<\/span><\/a><\/span>","datePublished":"2025-08-12","dateModified":"2025-08-12","author":{"@type":"Person","@id":"https:\/\/www.merstr.cz\/author\/#Person","name":"","url":"https:\/\/www.merstr.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"merstr.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.merstr.cz\/wp-content\/uploads\/pppppppppppppppppppppppppp_10_10_10_4.jpg","url":"https:\/\/www.merstr.cz\/wp-content\/uploads\/pppppppppppppppppppppppppp_10_10_10_4.jpg","height":0,"width":0},"url":"https:\/\/www.merstr.cz\/nekdy-pomuze-i-pujcka\/","about":["Pen\u00edze"],"wordCount":421,"articleBody":"   Existuj\u00ed podnikatel\u00e9, kter\u00fdm se da\u0159\u00ed v jejich firm\u00e1ch p\u0159\u00edmo skv\u011ble. Dok\u00e1\u017eou si tu v\u017edycky vyd\u011blat tolik pen\u011bz, kolik je pot\u0159eba, a t\u0159eba i daleko v\u00edc, a tak je v tomto ohledu nic netr\u00e1p\u00ed. Ale pak jsou tu i firmy, u kter\u00fdch v\u0161echno nefunguje zase a\u017e tak hladce. Tam se sice n\u011bkdy tak\u00e9 dost vyd\u011bl\u00e1, proto\u017ee kdyby tomu tak nebylo, skon\u010dily by, ale takov\u00fd dostatek p\u0159\u00edjm\u016f nen\u00ed nikdy jist\u00fd. A tak n\u011bkdy n\u011bjak\u00e9 ty pen\u00edze chyb\u00ed. A to je pak nep\u0159\u00edjemn\u00e1 situace, proto\u017ee bez pen\u011bz nem\u00e1 vlastn\u011b podnik\u00e1n\u00ed smysl. Pen\u00edze se tu mus\u00ed vyd\u011bl\u00e1vat, aby se mohlo platit za v\u0161echno, co souvis\u00ed s t\u00edmto podnik\u00e1n\u00edm a se v\u0161\u00edm, co je s n\u00edm spojen\u00e9, zam\u011bstnanci i podnikatel\u00e9 si tak\u00e9 mus\u00ed p\u0159ij\u00edt na sv\u00e9, a kdy\u017e tu n\u011bco z toho z\u016fst\u00e1v\u00e1 finan\u010dn\u011b neuspokojen\u00e9, je to probl\u00e9m.N\u011bkdy, jak ji\u017e zazn\u011blo, se kv\u016fli finan\u010dn\u00edm obt\u00ed\u017e\u00edm i krachuje. Ale pokud jsou tyto jenom do\u010dasn\u00e9, je lep\u0161\u00ed je zvl\u00e1dnout a v podnik\u00e1n\u00ed zase norm\u00e1ln\u011b pokra\u010dovat. A kde v tom p\u0159\u00edpad\u011b vz\u00edt pen\u00edze, aby i v dob\u011b n\u00edzk\u00fdch p\u0159\u00edjm\u016f bylo zaplaceno v\u0161echno, co m\u00e1 b\u00fdt zaplaceno? Pochopiteln\u011b se mus\u00ed sehnat vhodn\u00e1 podnikatelsk\u00e1 p\u016fj\u010dka.A jak se takov\u00e1 p\u016fj\u010dka sh\u00e1n\u00ed? N\u011bkdy i docela obt\u00ed\u017en\u011b. A n\u011bkdy to vypad\u00e1 s podnikatelem a firmou ve finan\u010dn\u00ed t\u00edsni dokonce hodn\u011b \u0161patn\u011b, skoro beznad\u011bjn\u011b. \u017d\u00e1d\u00e1 se a \u017e\u00e1d\u00e1, ale banky se nemaj\u00ed k tomu, aby p\u016fj\u010dku doty\u010dn\u00fdm poskytly. Ned\u016fv\u011b\u0159uj\u00ed jim t\u0159eba kv\u016fli ekonomick\u00e9 situaci nebo z\u00e1znam\u016fm v registrech dlu\u017en\u00edk\u016f. A jak se pak k n\u011bjak\u00e9 p\u016fj\u010dce dostat, aby byla firma spasena? Pak u\u017e zb\u00fdv\u00e1 jenom hypot\u00e9ka bez dolo\u017een\u00ed p\u0159\u00edjmu od nebankovn\u00ed spole\u010dnosti. Jenom tu n\u011bkdy podnikatel\u00e9 dostanou, kdy\u017e jsou na tom ekonomicky p\u0159\u00edli\u0161 \u0161patn\u011b. A pro\u010d se pr\u00e1v\u011b nebankovn\u00ed hypot\u00e9ka sh\u00e1n\u00ed snadno? Proto\u017ee se za ni ru\u010d\u00ed z\u00e1stavou nemovitosti. a d\u00edky takov\u00e9 z\u00e1ruce se nen\u00ed t\u0159eba ob\u00e1vat nespl\u00e1cen\u00ed poskytnut\u00e9 p\u016fj\u010dky a tuto lze tedy bez obav poskytnout tomu, kdo n\u011bjakou tu nemovitost m\u00e1.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkdy pom\u016f\u017ee i p\u016fj\u010dka","item":"https:\/\/www.merstr.cz\/nekdy-pomuze-i-pujcka\/#breadcrumbitem"}]}]